Disclaimer

The terms under which these services are provided to you ("the user") are as follows:

1. Graaffs Trust Ltd does not make representation that information and materials on this site are appropriate for use in all jurisdictions available on the world wide web, or that transactions, securities, products, instruments or services offered on this site are available or indeed appropriate for sale or use in all jurisdictions, or by all investors or other potential clients. Those who access this site do so on their own initiative, and are therefore responsible for compliance with applicable local laws and regulations. By accessing each site the entrant has agreed that he/she has reviewed the site in its entirety including any legal or regulatory rubric.
   
   
2. While every effort is made to update the information provided on this website on a regular basis, neither Graaffs Trust Ltd nor any of its subsidiaries (collectively "Graaffs Trust Ltd") makes any representations or warranties, either express or implied, as to the accuracy, completeness or reliability of information contained on these pages and shall not be bound in any manner by the information contained on these pages. It is recommended that you contact Graaffs Trust Ltd to confirm all information contained on these pages prior to placing reliance thereon;
   
   
3. Graaffs Trust Ltd reserves the right at any time to change or discontinue without notice, any aspect or feature of this website;
   
   
4. All services offered by Graaffs Trust Ltd are subject to the signature of the requisite application forms, mandates and other documentation relating thereto and are governed by the standard terms and conditions of Graaffs Trust Ltd and Graaffs Trust shall not be bound in any manner until such requisite documentation has been signed by the user and accepted by Graaffs Trust Ltd. Graaffs Trust Ltd reserves the right to reject in its discretion any application for the services contained on this website.
   
   
5. No research, opinions, information or content contained in these pages shall be construed as advice and is offered for information purposes only;
   
   
6. Copyright in all material made available through this website is owned by Graaffs Trust Ltd and protected by both national and international intellectual property laws. Accordingly, any unauthorised copying, reproduction, retransmission, distribution, dissemination, sale, publication, broadcast or other circulation or exploitation of this material will constitute an infringement of that copyright. The trademarks, logos and service marks displayed on this website are registered and unregistered trademarks Graaffs Trust Ltd and The Association of Trust Companies. Nothing contained on this website should be construed as granting any licence or right to use any trademark without the written permission of Graaffs Trust Ltd;
   
   
7. External links may be provided for your convenience, but they are beyond the control of Graaffs Trust Ltd and no representation is made as to their content. Use or reliance on any external links provided is at your own risk;
   
   
8. Graaffs Trust Ltd shall not be responsible and disclaims any liability for any loss, liability, damage (whether direct or consequential) or expense of any nature whatsoever which may be suffered by the user or any third party as a result of or which may be attributable, directly or indirectly, to the use of or reliance on any information or service provided through this website and you indemnify Graaffs Trust Ltd in respect of any loss, liability, damage (whether direct or consequential) or expense of any nature whatsoever, which may be suffered by you as a result of or which may be attributable, directly or indirectly, to your use of this website;
   
   
9. These terms and conditions shall be governed by and construed in accordance with the laws of the Republic of South Africa without giving effect to any principles of conflict of law. You hereby consent to the exclusive jurisdiction of the High Court of South Africa in respect of any disputes arising in connection with the services referred to herein, or these terms and conditions or any matter related to or in connection therewith.
   
   
10. The investment services of Graaffs Trust Ltd are regulated by the Financial Services Conduct Authority, and its investment managers have been approved by the said financial regulator.
    
    
11. The fiduciary services of Graaffs Trust Ltd are monitored by the Fiduciary Institute of South Africa, and its clients managers and duly authorised and qualified fiduciary practitioners.